# Manage your saved payment methods > Save a card or bank account in the HyperDC client area, choose your default payment method, update expiry dates and billing addresses, and remove old cards. Difficulty: Beginner\ Tested on: HyperDC client area Saved payment methods make paying faster: a saved card can be chosen on the card payment page with one click and, where the payment method supports it, charged for renewal invoices. This guide covers the **Payment Methods** page in the account menu. ## Before you start - Open the account menu (your name at the top right) and choose **Payment Methods**. If you were invited to someone else's account and do not see this page, ask the account owner. - What you can add depends on the payment methods available for your account. The page shows **Add New Credit Card**, **Add New Bank Account** or both. ## The Payment Methods page ![Payment Methods with a default Visa card, a MasterCard that expires soon and a bank account, each with Set as default, Edit and Delete](https://hyperdc.com/templates/hyperdc/img/docs/saved-payment-methods/list.en.webp "Your saved methods, the default first, with their actions.") - Each method shows its name, for example the card type with the last four digits, your description and, for cards, the **Expiry Date**. - **Default** marks the method that is used first. - **This card expires soon. Update it to avoid failed renewals.** appears shortly before a card expires. An expired card shows **This card has expired. Add a new card or update it to keep automatic payments working.** - **Set as default**, **Edit** and **Delete** are the actions of each method. ## Step 1: Add a card or bank account 1. Select **Add New Credit Card**, or **Add New Bank Account** if it is shown. 2. The page **Add New Payment Method** opens. Under **Type**, choose the kind of method, for example **Credit / Debit Card**. The fields of that type load below it; **Please Wait...** shows while they load. ![Add New Payment Method with Credit / Debit Card selected: description, card number, expiry date, CVV/CVC2 number and the billing address choices](https://hyperdc.com/templates/hyperdc/img/docs/saved-payment-methods/add.en.webp "Choose the type, fill in the card fields and pick the billing address.") 3. Fill in the fields: - **Card:** **Card Number**, **Expiry Date** and, if asked, **CVV/CVC2 Number**. With some card providers, their own secure card form appears here instead; fill it in the same way. - **Bank account:** **Account Type** (**Checking** or **Savings**), **Account Holder Name**, **Bank Name**, **Sort Code/Routing Number** and **Account Number**. 4. Optionally enter a **Description**, for example "Company card", so you can tell your methods apart. 5. Under **Billing Address**, choose the address that belongs to the card or account: your own address or one of your contacts. **Add a new address** opens a form for another address. 6. Select **Save Changes**. **Verify:** the message **Payment method added successfully** appears and the method is in the list. ## Step 2: Choose your default method Select **Set as default** next to the method that should be used first. The button is greyed out on the current default and on expired cards. **Verify:** the **Default** badge moves to that method and the message **Default payment method updated successfully** appears. ## Step 3: Edit a method Select **Edit** to open **Edit Payment Method**. You can update the description, the billing address and the expiry date. The type and the card number cannot be changed: for a new card, add it in Step 1 and delete the old one. Select **Save Changes** when you are done. **Verify:** the message **Payment method updated successfully** appears. ## Step 4: Delete a method 1. Select **Delete** next to the method. 2. Confirm with **Delete** in the dialog **Are you sure you want to delete this payment method? This action cannot be undone.** **Verify:** the message **The payment method was deleted successfully** appears. If **Delete** is not shown, open a ticket to have the method removed. > **Warning** > > Before you delete your default card, add the new card and make it the default. Otherwise renewals that would be charged to a card have no card to use. ## Saved cards and renewals When the payment method of a renewal invoice is a card and you have a saved card, the card can be charged automatically around the due date, where that payment method supports it. Keep the expiry date current: the client area also shows a notice at the top when a saved card expires soon. Crypto payments with HyperDC Pay are never charged automatically; you send each payment from your own wallet. ## Troubleshooting **"The card number you entered does not appear to be valid."** Check the number for typing errors. If the page says **We are unable to accept the card type you entered. Please use a different card.**, that card type is not accepted; use another card. **"Payment method failed to create successfully. Please try again."** The card provider did not accept the card. Check the details, approve any request from your bank and try again, or use another card. **Set as default is greyed out.** The method is already the default, or the card has expired. **Add New Bank Account is missing.** Bank accounts are not offered for your account. Use a card or another method listed on your invoices. ## Next steps - Pay with your saved card: [pay an invoice](/guides/pay-an-invoice). - What happens around the due date: [renewals and overdue invoices](/guides/renewals-and-overdue-invoices). - All billing pages at a glance: [billing overview](/guides/invoices-and-payment-methods). ## Frequently asked questions ### Where do I manage my saved cards? In the account menu (your name at the top right) under Payment Methods. There you can add, edit and delete methods and choose your default. ### Can I change the number of a saved card? No. Edit only changes the description, billing address and expiry date. For a new card number, add the card as a new payment method and delete the old one. ### What happens when my card expires? An expired card can no longer be used, and the list warns you shortly before it expires. Update the expiry date or add a new card so that renewal payments do not fail. ### How are my card details shown and protected? The list shows only the card type, the last four digits and the expiry date. The data you enter is sent encrypted, as the note under the form says. ### Which saved method is used first? The one marked Default. It is selected first when you pay by card and is normally the one used where card payments are charged automatically. --- Source: \ Updated: 2026-10-09